About these numbers
Rates are gross % per year as published by each institution or a dated news/aggregator source. Tap the source link on any offer to check it. Items marked unverified could not be confirmed from an official or recent source; items marked stale could not be re-checked on the last automatic update.
Tax: bank deposit interest, T-bills and bonds have a 20% final withholding tax. Pag-IBIG MP2 dividends are tax-free. Coop members' deposit interest is generally tax-exempt (RA 9520).
PDIC: bank deposits are insured up to ₱1,000,000 per depositor per bank. Coop deposits, MP2 and bonds are not PDIC deposits.
Math: simple interest. Monthly = amount × rate ÷ 12. Term interest = amount × rate × days ÷ 365. Real payouts may differ (360-day basis, compounding, tiers, fees).
This app shows rates and math only. It is not financial advice; confirm terms with the institution before placing money.